How this policy applies in India
We apply this policy to account details, device signals, cookies and payment records that help us operate the service in India. Where local law allows access, you can use the page contact routes to ask what we hold, request corrections or raise a deletion request. We
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use UPI, Paytm, PhonePe and Google Pay records only to match deposits, check failed transfers and resolve balance mismatches. Some logs are kept for fraud checks, dispute handling and tax or audit duties where those duties apply. If a document check is needed for a profile
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change or withdrawal, we store it in restricted systems and remove it once it is no longer needed under our retention rules. This page sets the same standard for every account we handle.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.